How to Accept Online Payments in Pakistan: JazzCash, EasyPaisa, and Stripe

You have built a beautiful online store, but if customers cannot pay you easily, they won't buy. In Pakistan, setting up online payments can be tricky due to banking regulations.

At ActiveX Technology, we build custom WooCommerce and Shopify stores. Here is the step-by-step guide to setting up payment gateways in Pakistan.

1. The Easiest Way: JazzCash & EasyPaisa

For small businesses and startups, Mobile Wallets are the best starting point. They do not require heavy documentation or complex bank accounts.

• How to integrate: You can integrate them via plugins on WooCommerce (like the "JazzCash Payment Gateway" plugin).

• Pros: Instant setup, very popular in Pakistan.

• Cons: Limited for international customers.

2. Local Bank Gateways (PayFast, Safepay)

If you have a registered company and a bank account, you can apply for local payment gateways like Safepay or PayFast.

• How it works: They allow customers to pay via Debit/Credit cards, bank transfers, and mobile wallets.

• Requirements: You need a registered business (NTN), a company bank account, and a website with proper policies.

3. Stripe (For International Sales)

Note: Stripe does not directly support Pakistan yet. However, many Pakistani freelancers and businesses use a workaround by registering an LLC in the US (using services like Stripe Atlas) or using Payoneer to accept international card payments.

4. Cash on Delivery (COD)

Do not underestimate COD in Pakistan. Over 80% of e-commerce orders in Pakistan are still Cash on Delivery.

• The Strategy: Offer COD to build trust, but send an SMS or WhatsApp confirmation to verify the order before shipping to avoid fake orders.

Need a Custom Online Store?

Integrating payment gateways requires technical expertise. At ActiveX Technology, we develop high-converting E-commerce websites with seamless payment gateway integrations (JazzCash, EasyPaisa, Cards).

Want to start selling online? Contact our Web Development team today.